We all must realize that we have a sin problem. We must come to terms with three facts… 1) We are all guilty of sin. (v. 9-18) See also: Psalm 14:1-3 2) We are all held accountable for our sin. (v. 19) See also: Romans 6:23a “For the wages of sin is death…” 3) We alone cannot defeat sin. (v. 20) “The fact that all people are ‘under sin’s power’ means that no person can ever obey God’s law sufficiently as to merit a right standing before him.” - Douglas Moo